Commercial Insurance for Business Owners
Because Your Business Risk Doesn't Stop at Your Business
Commercial insurance for business owners, built from the same risk-first process we use for personal coverage, so your business and household are never protected in isolation.
General Liability Insurance
Coverage for third-party claims of injury or property damage
Commercial Property Insurance
Protection for your buildings, equipment, and business property
Business Umbrella Insurance
Extended liability protection above your underlying business policies
Business Interruption Insurance
Coverage for lost income and ongoing expenses after a disruption
A Law Practice Built on Purpose
Your Business, Your Household, Protected as One Picture
A generic small-business package is built for an average business with average exposure, not yours. Because we also work with business owners on their personal coverage, we're positioned to catch the cross-exposure gaps a business-only or personal-only agent would miss entirely.
Your Commercial Insurance Questions, Answered
What does commercial insurance for business owners typically include?
It typically includes general liability, commercial property, workers' compensation, commercial auto, business umbrella, and business interruption coverage. Canterbury Capital Insurance builds these from the same risk assessment process used for personal insurance, rather than a generic package.
Can commercial insurance be coordinated with my personal coverage?
Yes. We evaluate business and personal liability together as one risk profile, since a gap in one can directly affect the other. This is a core part of our process for business owners.
I'm a business owner with significant personal wealth. Do I need a different kind of insurance?
You likely need coverage that accounts for the overlap between your business and personal exposure, which standard small-business policies often miss. We assess both together to identify where that overlap creates risk.
Does business interruption insurance cover lost income if my business has to close temporarily?
Yes, business interruption insurance is designed to cover lost income and ongoing expenses if a covered event forces your business to pause operations. It's one of the six coverage areas we evaluate as part of a complete commercial program.