High Net Worth Insurance Broker Serving Texas

From military service to legal service

We coordinate personal and commercial risk for Texas families and business owners through independent access to the broader insurance marketplace, built specifically for exposures a national policy wasn't designed to catch.

Licensed in Texas and Built for Complex Exposure

Texas is one of our primary licensed markets, not an afterthought we handle from a neighboring state. As a high net worth insurance broker serving Texas, we work directly with families and business owners across the state on personal risk management texas clients actually need, not a repackaged national policy.

 

We understand the exposure patterns that come with Texas property and lifestyle: severe weather and hail, coastal property along the Gulf, and the business ownership risk that comes with a heavily energy-sector economy. A gap analysis run against Midwest or Northeast assumptions misses those realities entirely. Ours doesn't.

 

  • Full personal lines coverage: home, auto, watercraft, valuables and collections, umbrella and liability
  • Specialty solutions including aviation, personal cyber, and family office insurance
  • Commercial and business insurance coordinated alongside personal coverage for business-owning clients
  • Risk assessment and gap analysis completed before any policy is quoted
  • Independent market access rather than a single carrier's product line

Coverage Built Around Texas Exposure, Not a National Average

Wealth in Texas often comes with layered exposure: a primary residence, a coastal or lake property, a business interest, and a household that runs more like a small enterprise. Generic policies tend to underwrite to averages, which leaves gaps exactly where Texas risk concentrates.

 

Our risk assessment process starts before we ever quote a policy, mapping severe weather exposure, coastal property risk, and energy-sector business ownership against your specific asset picture. From there we build coverage around what you actually own and how you actually live, not a template built for somewhere else.

Personal and Business Risk, Covered Together

Many of our Texas clients aren't just insuring a home and a car. They're insuring a business, a partnership interest, or an executive role alongside their personal assets, and those two worlds carry risk into each other more often than most policies account for.

 

We coordinate personal insurance and commercial insurance under one strategy so a gap in one doesn't become exposure in the other. For clients already working with Canterbury Capital Wealth Management, insurance sits inside the same family office model as your tax, estate, and investment planning, which means fewer blind spots and one advisory relationship instead of several disconnected ones.

 

Start With a Risk Assessment, Not a Quote

 

We don't lead with a rate. We lead with a clear picture of what you're exposed to, then build coverage around it. If you're ready to see how that looks for your Texas property, business, or family, we're ready to talk.

Ready to Have This Handled for You?

Many homeowners reach this point after researching deductibles, hail coverage, and policy language online. The next step is having this reviewed by a local team that handles Cheyenne homeowners insurance every day and can compare options clearly.

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Your Questions, Answered Clearly

  • Who handles high net worth insurance in Texas?

    Canterbury Capital Insurance is licensed to operate in Texas and works directly with high net worth families and business owners across the state. We're an independent broker with access to the broader insurance marketplace rather than a single carrier's product line.

  • Do you have a local office in Texas?

    We serve Texas as one of our primary licensed markets through our multi-state operating model, coordinated with our headquarters in Tuscaloosa, Alabama. Licensing and dedicated service matter more here than a storefront address.

  • What makes Texas private client insurance different from a standard policy?

    Texas private client insurance needs to account for state-specific exposure like severe weather, coastal property risk, and energy-sector business ownership. We run a risk assessment before quoting so coverage reflects those realities instead of national averages.

  • Can you coordinate both personal and business insurance for a Texas business owner?

    Yes, personal and commercial coverage are coordinated under one strategy so exposure in one area doesn't create a blind spot in the other. This is especially relevant for Texas clients whose business ownership and personal wealth are closely linked.

  • What is family office insurance and do you offer it in Texas?

    Family office insurance coordinates personal coverage, specialty risk, and household exposures under one advisory relationship, often alongside wealth management and estate planning. We offer this to Texas clients directly, and to existing Canterbury Capital Wealth Management clients as part of an integrated model.